Rates

All rates are subject to change/Rates are APY (Annual Percentage Yield)
For help calculating your payments, please try our loan calculator.

Loan Application
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Savings Rates - Effective Friday, February 1, 2019
APYMinimum
Deposit
Minimum
Balance
SHARES0.100%$10.00$10.00
SHARES0.150%$10.00$500.00
SHARES0.200%$10.00$1,000.00
SHARES0.250%$10.00$2,500.00
HIGH YIELD ACCOUNT0.100%$10.00$10.00
HIGH YIELD ACCOUNT0.150%$10.00$500.00
HIGH YIELD ACCOUNT0.200%$10.00$1,000.00
HIGH YIELD ACCOUNT0.350%$10.00$2,500.00
HIGH YIELD ACCOUNT0.600%$10.00$50,000.00
HIGH YIELD ACCOUNT0.750%$10.00$85,000.00
TRADITIONAL IRA0.500%$10.00$10.00
TRADITIONAL IRA0.500%$10.00$10,000.00
TRADITIONAL IRA0.850%$10.00$40,000.00

Loan Rates - Effective Saturday, June 15, 2019
Loan TypeRates as low asTerms/Information
NEW VEHICLES3.150%24 Months - Longer terms/rates available, call for details
USED AUTO 13-18 MODELS3.390%24 Months, Longer Terms/Rates available - call for details
USED AUTO 08-12 MODELS3.740%TERMS UP TO 60 MONTHS
Used Auto 2016-18 84 months4.940%TERMS TO 84 MONTHS, RESTRICTIONS APPLY
USED AUTO 2007 AND OLDER4.040%TERMS UP TO 60 MONTHS
NEW MOTORCYCLE4.500%TERMS UP TO 84 MONTHS
USED MOTORCYCLE4.750%TERMS UP TO 84 MONTHS
USED MOTORCYCLE 10YR/5YR BAL6.000%10 YEAR TERM, 5 YEAR BALLOON, MINIMUM LOAN AMOUTN $20,000
SNOWMOBILE, ATV, JET SKI4.750%TERMS UP TO 60 MONTHS
UNSECURED LOAN7.500%TERMS UP TO 60 MONTHS
NEW BOAT, MOTOR HOME, TRAILER4.000%UP TO 48 MONTHS
NEW BOAT, MOTOR HOME, TRAILER4.240%49 TO 72 MONTHS, 10,000 MINIMUM loan amount
NEW BOAT, MOTOR HOME, TRAILER5.240%73 TO 120 MONTHS, 20,000 MIN loan amount
NEW BOAT, MOTOR HOME, TRAILER4.740%15 YEAR WITH 5 YEAR BALLOON, 25,000 MINIMUM loan amount
USED BOAT, MOTOR HOME, TRAILER4.250%UP TO 48 MONTHS
USED BOAT, MOTOR HOME, TRAILER4.490%49 TO 72 MONTHS, 10,000 MINIMUM loan amount
USED BOAT, MOTOR HOME, TRAILER5.490%73 TO 120 MONTHS, 20,000 MINIMUM loan amount
USED BOAT, MOTOR HOME, TRAILER4.990%15 YEAR WITH 5 YEAR BALLOON, 25,000 MINIMUM LOAN AMOUNT
NEW MOTORCYCLE 10YR/5YR BAL5.750%10 YEAR TERM, 5 YEAR BALLOON, MINIMUM LOAN AMOUNT $20,000
Kwik Cash Line of Credit11.500%Rates starting at 11.5%
HOME EQUITY FIXED RATE - 5 YR5.000%MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000
HOME EQUITY FIXED RATE - 7 YR5.250%MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000
HOME EQUITY FIXED RATE - 10 YR5.500%MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000
Visa Platinum11.900%Great Fixed Rate Card
Visa Platinum Preferred8.880%Great rate and rewards points as well
Share Pledge Loan4.000%Use your money on deposit as security for a great rate

Certificate Rates - Effective Saturday, June 15, 2019
Certificate TermAPYMinimum Deposit
6 MONTH TERM SHARE0.750%$500.00
12 MONTH TERM SHARE1.760%$500.00
24 MONTH TERM SHARE2.380%$500.00
36 MONTH TERM SHARE2.430%$500.00
48 MONTH TERM SHARE2.630%$500.00
60 MONTH TERM SHARE2.890%$500.00