Rates

All rates are subject to change/Rates are APY (Annual Percentage Yield)
For help calculating your payments, please try our loan calculator.

Loan Application
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Savings Rates - Effective Wednesday, November 6, 2024
APYMinimum
Deposit		Minimum
Balance
SHARES0.1%$10$10
SHARES0.1%$10$500
SHARES0.1%$10$1000
SHARES0.1%$10$2500
HIGH YIELD ACCOUNT0%$10$10
HIGH YIELD ACCOUNT0.2%$10$500
HIGH YIELD ACCOUNT0.35%$10$1000
HIGH YIELD ACCOUNT1.01%$10$2500
HIGH YIELD ACCOUNT1.01%$10$50000
HIGH YIELD ACCOUNT1.01%$10$85000
TRADITIONAL IRA0.05%$10$10
TRADITIONAL IRA0.3%$10$10000
TRADITIONAL IRA0.4%$10$40000
SPECIAL SHARES0.1% $0
SPECIAL SHARES0.2% $500
SPECIAL SHARES0.35% $1000
SPECIAL SHARES0.4% $2500

Loan Rates - Effective Sunday, May 18, 2025
Loan TypeRates as low asTerms & Information
NEW VEHICLES » 5.15% 24 M 24 Months - Longer terms/rates available, call for details
USED AUTO 18-24 MODELS » 5.5% 24 M 24 Months, Longer Terms/Rates available - call for details
USED AUTO 12-17 MODELS » 6.5% 24 M USED AUTO 2012-2017 24 MONTHS
Used Auto 2018-2024 84 months » 7% 84 M TERMS TO 84 MONTHS, RESTRICTIONS APPLY
2008-2011 USED AUTO » 8% 48 M 24 months - Longer terms/rates available UP TO 48 MONTHS
NEW MOTORCYCLE » 8% 36 M TERMS UP TO 84 MONTHS
USED MOTORCYCLE 2014-2023 » 8.5% 36 M TERMS UP TO 84 MONTHS
USED MOTORCYCLE 8.5% 120 M MINIMUM $25,000 UP TO 84 MONTHS
SNOWMOBILE, ATV, JET SKI » 8% 36 M TERMS UP TO 60 MONTHS
UNSECURED LOAN » 9% 12 M TERMS UP TO 60 MONTHS
NEW BOAT, MOTOR HOME, TRAILER » 8% 48 M UP TO 48 MONTHS 2023-2025
NEW BOAT, MOTOR HOME, TRAILER » 8.5% 72 M 49 TO 72 MONTHS, 10,000 MINIMUM loan amount
NEW BOAT, MOTOR HOME, TRAILER » 9.5% 96 M 73 TO 120 MONTHS, 25,000 MIN loan amount
USED BOAT, MOTOR HOME, TRAILER » 9% 48 M UP TO 48 MONTHS 2014-2023
USED BOAT, MOTOR HOME, TRAILER » 9.5% 72 M 49 TO 72 MONTHS, 10,000 MINIMUM loan amount
USED BOAT, MOTOR HOME, TRAILER » 10% 120 M USED BOAT, MOTOR HOME, TRAILER 25K MIN UP TO 120 MONTHS
NEW MOTORCYCLE 9.5% 120 M $25,000 MINIMUM UP TO 84 MONTHS
Kwik Cash Line of Credit » 11.5% 60 M Rates starting at 11.5%
HOME EQUITY FIXED RATE - 5 YR 6% 0 M MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000
HOME EQUITY FIXED RATE - 7 YR 6.5% 0 M MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000
HOME EQUITY FIXED RATE - 10 YR 7% 0 M MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000
Visa Platinum » 11.9% 60 M Great Fixed Rate Card
Visa Platinum Preferred » 8.88% 60 M Great rate and rewards points as well
Share Pledge Loan 4% 0 M Use your money on deposit as security for a great rate

Certificate Rates - Effective Sunday, May 18, 2025
Certificate TermAPYMinimum Deposit
06 MTH CU SHARE CERT0.45%$500
12 MTH CU SHARE CERT1.76%$500
15 MTH CU SHARE CERT0.65%$500
24 MTH CU SHARE CERT2.02%$500
36 MTH CU SHARE CERT2.02%$500
48 MTH CU SHARE CERT2.02%$500
60 MTH CU SHARE CERT1.06%$500