All rates are subject to change/Rates are APY (Annual Percentage Yield)
For help calculating your payments, please try our loan calculator.
Loan Application
Click here for a loan application (PDF) to complete and mail to the address on the form or apply directly online.
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| SHARES | 0.050% | $10.00 | $10.00 |
| SHARES | 0.050% | $10.00 | $500.00 |
| SHARES | 0.100% | $10.00 | $1,000.00 |
| SHARES | 0.150% | $10.00 | $2,500.00 |
| HIGH YIELD ACCOUNT | 0.050% | $10.00 | $10.00 |
| HIGH YIELD ACCOUNT | 0.050% | $10.00 | $500.00 |
| HIGH YIELD ACCOUNT | 0.100% | $10.00 | $1,000.00 |
| HIGH YIELD ACCOUNT | 0.300% | $10.00 | $2,500.00 |
| HIGH YIELD ACCOUNT | 0.350% | $10.00 | $50,000.00 |
| HIGH YIELD ACCOUNT | 0.400% | $10.00 | $85,000.00 |
| TRADITIONAL IRA | 0.500% | $10.00 | $10.00 |
| TRADITIONAL IRA | 0.500% | $10.00 | $10,000.00 |
| TRADITIONAL IRA | 0.850% | $10.00 | $40,000.00 |
| SPECIAL SHARES | 0.100% | $1.00 | $10.00 |
| SPECIAL SHARES | 0.150% | $1.00 | $500.00 |
| SPECIAL SHARES | 0.200% | $1.00 | $1,000.00 |
| SPECIAL SHARES | 0.250% | $1.00 | $2,500.00 |
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| NEW VEHICLES | 2.900% | 24 Months - Longer terms/rates available, call for details |
| USED AUTO 14-19 MODELS | 3.140% | 24 Months, Longer Terms/Rates available - call for details |
| USED AUTO 09-13 MODELS | 3.490% | 24 months, longer terms/rates available UP TO 60 MONTHS |
| Used Auto 2017-19 84 months | 4.690% | TERMS TO 84 MONTHS, RESTRICTIONS APPLY |
| USED AUTO 2008 AND OLDER | 3.790% | 24 months - Longer terms/rates available UP TO 60 MONTHS |
| NEW MOTORCYCLE | 4.500% | TERMS UP TO 84 MONTHS |
| USED MOTORCYCLE | 4.750% | TERMS UP TO 84 MONTHS |
| USED MOTORCYCLE 10YR/5YR BAL | 6.000% | 10 YEAR TERM, 5 YEAR BALLOON, MINIMUM LOAN AMOUTN $20,000 |
| SNOWMOBILE, ATV, JET SKI | 4.750% | TERMS UP TO 60 MONTHS |
| UNSECURED LOAN | 7.500% | TERMS UP TO 60 MONTHS |
| NEW BOAT, MOTOR HOME, TRAILER | 3.500% | UP TO 48 MONTHS |
| NEW BOAT, MOTOR HOME, TRAILER | 3.740% | 49 TO 72 MONTHS, 10,000 MINIMUM loan amount |
| NEW BOAT, MOTOR HOME, TRAILER | 4.240% | 73 TO 120 MONTHS, 20,000 MIN loan amount |
| NEW BOAT, MOTOR HOME, TRAILER | 3.990% | 15 YEAR WITH 5 YEAR BALLOON, 25,000 MINIMUM loan amount |
| USED BOAT, MOTOR HOME, TRAILER | 4.000% | UP TO 48 MONTHS |
| USED BOAT, MOTOR HOME, TRAILER | 4.250% | 49 TO 72 MONTHS, 10,000 MINIMUM loan amount |
| USED BOAT, MOTOR HOME, TRAILER | 4.740% | 73 TO 120 MONTHS, 20,000 MINIMUM loan amount |
| USED BOAT, MOTOR HOME, TRAILER | 4.490% | 15 YEAR WITH 5 YEAR BALLOON, 25,000 MINIMUM LOAN AMOUNT |
| NEW MOTORCYCLE 10YR/5YR BAL | 5.750% | 10 YEAR TERM, 5 YEAR BALLOON, MINIMUM LOAN AMOUNT $20,000 |
| Kwik Cash Line of Credit | 11.500% | Rates starting at 11.5% |
| HOME EQUITY FIXED RATE - 5 YR | 4.750% | MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000 |
| HOME EQUITY FIXED RATE - 7 YR | 5.000% | MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000 |
| HOME EQUITY FIXED RATE - 10 YR | 5.250% | MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000 |
| Visa Platinum | 11.900% | Great Fixed Rate Card |
| Visa Platinum Preferred | 8.880% | Great rate and rewards points as well |
| Share Pledge Loan | 4.000% | Use your money on deposit as security for a great rate |
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 06 MTH CU SHARE CERT | 0.300% | $500.00 |
| 12 MTH CU SHARE CERT | 0.600% | $500.00 |
| 15 MTH CU SHARE CERT | 0.850% | $500.00 |
| 24 MTH CU SHARE CERT | 0.950% | $500.00 |
| 36 MTH CU SHARE CERT | 1.060% | $500.00 |
| 48 MTH CU SHARE CERT | 1.160% | $500.00 |
| 60 MTH CU SHARE CERT | 1.260% | $500.00 |
Routing Number: 272485408