Rates

All rates are subject to change/Rates are APY (Annual Percentage Yield)
For help calculating your payments, please try our loan calculator.

Loan Application
Click here for a loan application (PDF) to complete and mail to the address on the form or apply directly online.

Savings Rates - Effective Thursday, June 1, 2017
APYMinimum
Deposit
Minimum
Balance
SHARES0.050%$10.00$10.00
SHARES0.100%$10.00$500.00
SHARES0.200%$10.00$1,000.00
SHARES0.250%$10.00$2,500.00
HIGH YIELD ACCOUNT0.050%$10.00$10.00
HIGH YIELD ACCOUNT0.100%$10.00$500.00
HIGH YIELD ACCOUNT0.200%$10.00$1,000.00
HIGH YIELD ACCOUNT0.300%$10.00$2,500.00
HIGH YIELD ACCOUNT0.400%$10.00$50,000.00
HIGH YIELD ACCOUNT0.550%$10.00$85,000.00
TRADITIONAL IRA0.500%$10.00$10.00
TRADITIONAL IRA0.500%$10.00$10,000.00
TRADITIONAL IRA0.750%$10.00$40,000.00

Loan Rates - Effective Wednesday, June 20, 2018
Loan TypeRates as low asTerms/Information
Share Pledge Loan4.000%Use your money on deposit as security for a great rate
Visa Platinum11.900%Great Fixed Rate Card
Visa Platinum Preferred8.880%Great rate and rewards points as well
NEW VEHICLES UP TO 24 MONTHS2.400%NEW VEHICLE UP TO 24 MONTHS
NEW VEHICLES UP TO 36 MONTHS2.650%NEW VEHICLES 25 to 36 Months
NEW VEHICLES UP TO 48 MONTHS2.890%NEW VEHICLE 37 to 48 months
NEW VEHICLES UP TO 60 MONTHS2.890%NEW VEHICLE 49 TO 60 MONTHS
NEW VEHICLES UP TO 72 MONTHS3.140%NEW VEHICLE 61 TO 72 MONTHS
USED AUTO 13-18 MODELS 24 MO2.550%Used auto 2013-18 24 months
USED AUTO 13-18 MODELS 36 MO2.800%Used auto 2013-18 36 months
USED AUTO 13-18 MODELS 48 MO3.040%Used auto 2013-18 up to 48 months
USED AUTO 13-18 MODELS 60 MO3.040%Used Auto 2013-18 up to 60 months
USED AUTO 2012 AND OLDER 24 MO3.150%Used Auto 2012 and older up to 24 months
USED AUTO 2012 AND OLDER 36 MO3.400%Used Auto 2012 and older up to 36 months
USED AUTO 2012 AND OLDER 48 MO3.900%Used Auto 2012 and older up to 48 months
USED AUTO 2012 AND OLDER 60 MO3.900%Used Auto 2012 and older up to 60 months
NEW BOAT, MOTOR HOME, TRAILER3.500%UP TO 48 MONTHS
NEW BOAT, MOTOR HOME, TRAILER3.740%49 TO 72 MONTHS, 10,000 MINIMUM loan amount
NEW BOAT, MOTOR HOME, TRAILER4.740%73 TO 120 MONTHS, 20,000 MIN loan amount
NEW BOAT, MOTOR HOME, TRAILER4.240%15 YEAR WITH 5 YEAR BALLOON, 25,000 MINIMUM loan amount
USED BOAT, MOTOR HOME, TRAILER3.750%UP TO 48 MONTHS
USED BOAT, MOTOR HOME, TRAILER3.990%49 TO 72 MONTHS, 10,000 MINIMUM loan amount
USED BOAT, MOTOR HOME, TRAILER4.990%73 TO 120 MONTHS, 20,000 MINIMUM loan amount
USED BOAT, MOTOR HOME, TRAILER4.490%15 YEAR WITH 5 YEAR BALLOON, 25,000 MINIMUM LOAN AMOUNT
NEW MOTORCYCLE UP TO 36 MONTHS4.000%NEW MOTORCYCLE UP TO 36 MONTHS
NEW MOTORCYCLE 37 TO 60 MONTHS4.250%New Motorcycle 37 to 60 months
NEW MOTORCYCLE 61 TO 84 MONTHS4.750%61 TO 84 MONTHS, 15,000 MINIMUM LOAN AMOUNT
NEW MOTORCYCLE 10YR/5YR BAL5.250%10 YEAR TERM, 5 YEAR BALLOON, MINIMUM LOAN AMOUNT $20,000
USE MOTORCYCLE UP TO 36 MONTHS4.000%Used MOTORCYCLE UP TO 36 MONTHS
USED MOTORCYCLE UP TO 60 MO4.250%Used MOTORCYCLE 37 TO 60 MONTHS
USED MOTORCYCLE TO 84 MONTHS4.750%61 TO 84 MONTHS, $15,000 MINIMUM LOAN AMOUNT
USED MOTORCYCLE 10YR/5YR BAL5.250%10 YEAR TERM, 5 YEAR BALLOON, MINIMUM LOAN AMOUTN $20,000
SNOW,ATV, JETSKI UP TO 36 MO4.500%Great financing for your toys!
SNOW,ATV, JETSKI UP TO 48 MO5.000%Great financing for your toys!
SNOW,ATV, JETSKI UP TO 60 MO5.500%Great financing for your toys!
UNSECURED LOAN UP TO 12 MONTHS7.250%GREAT SHORT TERM LOAN RATE!
UNSECURED LOAN UP TO 24 MONTHS7.750%Unsecured Loan up to 24 months
UNSECURED LOAN UP TO 36 MONTHS8.250%Unsecured up to 36 months
UNSECURED LOAN UP TO 48 MONTHS9.250%Unsecured up to 48 months
UNSECURED LOAN UP TO 60 MONTHS9.750%Unsecured loan up to 60 months
Kwik Cash Line of Credit11.900%Rates starting at 11.5%
HOME EQUITY FIXED RATE - 5 YR5.000%MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000
HOME EQUITY FIXED RATE - 7 YR5.250%MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000
HOME EQUITY FIXED RATE - 10 YR5.500%MINIMUM LOAN AMOUNT $5000, MAXIMUM $100,000

Certificate Rates - Effective Wednesday, June 20, 2018
Certificate TermAPYMinimum Deposit
6 MONTH TERM SHARE0.500%$500.00
12 MONTH TERM SHARE0.900%$500.00
24 MONTH TERM SHARE1.510%$500.00
36 MONTH TERM SHARE1.760%$500.00
48 MONTH TERM SHARE2.020%$500.00
60 MONTH TERM SHARE2.270%$500.00