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Loan Application
Click here for a loan application (PDF)
to complete and mail to the address on the form.
Kwik Cash
Offers you a revolving line of credit that can be accessed anywhere, anytime, through your local ATM, via our online banking system--It's Me 247, via our audio response system--CU*Talk, or from one of our qualified tellers. As an added bonus, Kwik Cash offers overdraft protection for your Share Draft Account so you know the funds are available when you need it the most. Please visit our rates page for current Kwik Cash rates.
HELOC (Home Equity Line of Credit)
This loan allows you access to funds for anything, anytime, anywhere you need, through your local ATM, via our online banking system--It's Me 247, via our audio response system--CU*Talk, or from one of our qualified tellers.
Home Equity
This is a fixed rate loan. You receive proceeds one time and have the same interest rate for the loan term. Please visit our rates page for current home equity rates.
Mobile Home
We offer a competitive rate with terms up to 20 years with a 10-year balloon. Please visit our rates page for current mobile home rates.
Mortgages
Your credit union offers mortgages up to a 30-year amortization with up to a ten (10) year balloon with very low closing costs and no points. Please visit our rates page for current mortgage rates.
New & Used Loans with Collateral
We offer loans with many different types of collateral (example: auto, truck, motorcycle, boat, or recreational vehicle). Your credit union offers competitive rates. Please visit our rates page for current rates for various collateral loans.
Overdraft Protection - Line of Credit
See Kwik Cash.
Revolving Line of Credit
See Kwik Cash.
Share Secured
Since this type of loan is secured by funds in your account, the interest rate is one of our lowest. This loan can also help a member who is having trouble getting credit established or if you need to re-establish credit. Please visit our rates page for current share secured rates.
Unsecured
A signature loan does not require collateral to obtain funds. An unsecured loan can be used for any reason such as home improvement, debt consolidation or a vacation. Please visit our rates page for current unsecured loan rates.
VISA
Your credit union offers a VISA card with no annual fee and a 25-day grace period at a low monthly payment. Purchases and cash advances have the same low interest rate. Please visit our rates page for the current VISA interest rate.
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Traverse City, MI 49686 
Your savings are federally insured to $100,000 by the National Credit Union Administration.